A $plendid Call To Make

It's the New Year and as creatures of habit we are setting plans for our '09 resolutions and goals.

Well after the ball dropped in Times Square and a day of rest I decided to open up my wallet and call all my credit cards to see if they will entertain a lower interest rate...

guess what????

THEY DID!!!

So as fashionistas and lifestyle trendsetters (and sometimes followers) add this to your savvy: Call you credit card companies and see what they will do for you - it can't make things worst but only better.

Good Luck!